Choices.....Multiple or Single IVF

My cycle is slowly coming to an end (I cheated and took an HPT- Neg.) which signifies another month we didn't conceive.   This now equals 29 months of TTC.  Now depression will start setting in until I ovulate again.  Then we will start to get our hopes up because we feel like we might get lucky again and spontaneously get pregnant.  I know- crazy? huh?  Then after I ovulate we start the dreaded 2WW again and then everything will repeat.  This is what a month is like for us.  It is filled with some highs and lots of  lows.  It's sad because Adam mentioned to me today that he was being very careful what he said to me because he knew this is my "depressed" time of the month and I can be very negative.  Which he is absolutely right.  At least my cycle ends just in time for my monthly support group meeting.

When each cycle comes to end the IVF topic gets brought back up.  I am very scared to only get to try IVF 1 time.  Our odds for it working the first time is pretty low.  I only know of 1 out of 6 girls who had it work on the first try.  I am not a math major but even I know that makes for pretty crappy odds.  Our doctors office offers a multiple IVF program but it comes with stipulations and added costs.  For $18,500 we can get up to 4 IVF cycles.  It would be for 2 fresh and 2 frozen.  This means we could do IVF 2 times with my fresh eggs and IF we have any eggs to freeze we could do up to 2 cycles with my frozen eggs.  The chances we will have extra eggs to freeze from a fresh cycle is I believe less than 30%.  Plus there are added costs.  The $18,500 does NOT include any of the drugs I will need which usually costs anywhere from $3,000 to $5,000 depending my my drug protocol, anesthesia which costs approx. $600, ICSI which costs approx $1500, and crynopreservation (freezing of the eggs) which costs approx. $600.  So the added costs would total around $7,500 per fresh cycle and around $2,100 for a frozen cycle if I were to even have frozen eggs.  So we could pay $25,000 for 1 cycle if we did get pregnant on our first IVF.  The only good thing about the program is you can keep trying (with the 2 fresh, 2 frozen cycles) if you do not bring home a live baby.  The bad thing is how do we come up with $25,000 when we can't even come up with $15,000 for 1 IVF?  As it is now, it looks like IVF might be pushed off indefinitely until we figure out to come up with the money.  It looks like our choice between multiple cycle and single cycle might have been decided for us.  Why can't we just hit the lottery?  This would make things so much easier for us.  See why this becomes my "depressed" part of my cycle.